When you receive a fake email or text message with a website created to look like it’s from an authentic company.
What it does:
- Trick you into giving them information by asking you to update, validate or confirm your account. It is often presented in a manner than seems official and intimidating, to encourage you to take action.
- Provides cyber criminals with your username and passwords so that they can access your accounts (your online bank account, shopping accounts, etc.) and steal your credit card numbers.
- Convince you to download Malware
Here is a great link from Microsoft on how to recognize Phishing email, call and SMS messages.